Meet Paul Mattos

About Me

I was born in North Carolina and grew up in Charlotte. Growing up in the Carolinas, I developed a deep connection to the South; that famous Southern hospitality was engraved into my character as an authentic passion for helping others. I honestly couldn’t imagine living anywhere else. Early on in life, that passion for helping people materialized with my love for everything automotive, where my first career was fixing vehicles as an automotive technician. I graduated from Providence High School and then Western Carolina University soon after. After graduating from college in 2013, I discovered the next need I could help people with. That need is to obtain their perfect home. I began my real estate career as a realtor and new home consultant, and finally, I found my calling in mortgage lending.

I'm not just a mortgage broker; I'm also the husband to the woman of my dreams and the father to a fantastic baby boy! Being a father has put many things in perspective and helped me relate with my friends and clients as we work together towards their goals for themselves and their families.

What makes me an ideal candidate?

The first barrier to entry in real estate is financing. As a result of my years of experience and how I strategically positioned myself, I am uniquely suited to help you with your financial needs. Not only am I an experienced lender, but I am also a mortgage broker. Meaning it is not my job to sell you a product, but it’s my privilege to help you find the best loan to suit your needs.

When looking for a mortgage, what makes a broker different from a bank or a retail lender?

The simple answer is options; I am not tied to any particular lender, and talking with me is like talking with multiple lenders simultaneously. Every lender has unique, nuanced advantages, and as a broker, I can look at YOUR individual needs and place YOU with the lender that fits those needs the best.

So, why should you Refine your Mortgage?

I joined Refine Mortgage as my brokerage because, as the name suggests, we have refined the mortgage process to an exact science. Putting me in an even stronger position to help you with any lending needs you might have. Considering one of the founders/owners of Refine Mortgage is a highly skilled and thorough operator, I have access to even more knowledge and experience needed to ensure your transaction is smooth and quick.

Let's Work Together

I consider it my utmost honor to be trusted as your mortgage advisor; this is a partnership where our goal is your goal. And I can’t wait to help you with your mortgage needs.